“You can pick from a number of providers, a number of different insurance levels and there is no claim paperwork to complete. Premiums are too high. Covers eye exam in full, most of the cost of frames, some of the cost of extras like progressive lenses and photo tint lenses. It also covers some of cost of contact lenses. You are not required to get pre-approval. You don’t have to submit claims. You just pick your provider in the network and go. There are many providers to choose from in many areas. It would be helpful if it covered a larger amount for frames and a greater amount for progressive lenses and photo lenses. Otherwise, it is a great value for the cost of the premium.”