Montana offers a variety of coverages for Medicare subscribers in the form of private insurance. This is necessary due to the fact that many people covered under Medicare often have additional needs that are not covered by the basic governmental policy. Therefore the state allows insurers to sell seniors these supplemental plans. All plans are regulated by the department of insurance and protect seniors in this consumer roll. You are allowed to switch carriers for these plans once a year, beginning in October. This period is called Open Enrollment and is one of the best times to look for a new plan as it is when the insurance companies offer their most competitive rates. In addition to traditional Medicare, you may benefit from buying a Medicare Supplement policy (also known as “Medigap”). These policies:
come in 10 standardized plans, named with letters A to N;
cover “gaps” in Medicare coverage and may reduce your out-of-pocket costs;
maybe purchased without any medical underwriting during the first six months of your Part B eligibility.
AGE
Premium
Method
PLAN A
ANNUAL PREMIUM
PLAN B
ANNUAL PREMIUM
PLAN C
ANNUAL PREMIUM
PLAN D
ANNUAL PREMIUM
PLAN F
ANNUAL PREMIUM
PLAN G
ANNUAL PREMIUM
PLAN K
ANNUAL PREMIUM
PLAN L
ANNUAL PREMIUM
PLAN M
ANNUAL PREMIUM
PLAN N
ANNUAL PREMIUM
AARP/United Healthcare
Insurance Company
PO Box 1017
Montgomeryville, PA
18936-0130
1-800-523-5800
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
No Age Rating
856
894
931
969
1007
1044
1359
1359
1359
1359
1359
1359
1359
1359
1359
1359
1198
1251
1303
1355
1408
1460
1897
1897
1897
1897
1897
1897
1897
1897
1897
1897
1440
1502
1565
1628
1691
1753
2276
2276
2276
2276
2276
2276
2276
2276
2276
2276
1448
1511
1574
1637
1700
1764
2289
2289
2289
2289
2289
2289
2289
2289
2289
2289
551
576
601
625
650
675
880
880
880
880
880
880
880
880
880
880
829
865
902
938
975
1011
1316
1316
1316
1316
1316
1316
1316
1316
1316
1316
982
1025
1068
1111
1154
1197
1557
1557
1557
1557
1557
1557
1557
1557
1557
1557
American Republic Corp Insurance Company
PO Box 14510
Des Moines, IA
50306-3510
1-888-755-3065
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
Attained
Age
1148
1148
1148
1148
1211
1268
1319
1366
1409
1450
1489
1526
1564
1602
1642
1683
1533
1533
1533
1533
1617
1692
1761
1824
1881
1935
1987
2038
2088
2139
2192
2246
792
792
792
792
835
874
910
942
972
1000
1026
1053
1079
1105
1133
1160
1091
1091
1091
1091
1150
1204
1253
1297
1339
1377
1414
1450
1485
1522
1560
1598
Bankers Fidelity
Life Insurance Company
PO Box 105185
Atlanta, GA
30348-5185
1-800-241-1439
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Issue Age Plans A & F
Attained Age Plans
G & K
1152-1392
1152-1392
1176-1428
1224-1464
1248-1500
1284-1548
1308-1584
1344-1620
1392-1668
1416-1692
1440-1740
1464-1764
1488-1788
1512-1824
1548-1848
1560-2076
1596-1920
1596-1920
1644-1980
1680-2016
1728-2076
1776-2136
1824-2208
1872-2244
1920-2304
1956-2364
1992-2400
2040-2448
2076-2484
2100-2532
2136-2568
2160-2868
1116-1344
1116-1344
1164-1404
1200-1452
1260-1512
1308-1584
1356-1632
1416-1692
1464-1764
1512-1824
1572-1896
1608-1932
1644-1980
1692-2052
1728-2076
1764-2448
660-804
660-804
684-828
708-852
744-900
768-924
804-972
828-996
864-1044
900-1080
924-1116
948-1140
972-1164
996-1200
1020-1236
1032-1440
Blue Cross
Blue Shield of Montana
560 N Park Ave
Helena, MT 59601
1-800-447-7828
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Issue
Age
1297
1297
1442
1442
1442
1636
1636
1636
1636
1636
1867
1867
1867
1867
1867
2176
1795
1795
1997
1997
1997
2266
2266
2266
2266
2266
2586
2586
2586
2586
2586
3014
1803
1803
2005
2005
2005
2275
2275
2275
2275
2275
2596
2596
2596
2596
2596
3025
1527
1527
1699
1699
1699
1926
1926
1926
1926
1926
2199
2199
2199
2199
2199
2562
1316
1316
1464
1464
1464
1660
1660
1660
1660
1660
1894
1894
1894
1894
1894
2208
Blue Cross
Blue Shield of Montana
560 N Park Ave
Helena, MT 59601
1-800-447-7828
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
955
986
1018
1050
1083
1127
1167
1208
1249
1292
1352
1401
1451
1502
1556
1613
1322
1366
1410
1455
1501
1561
1618
1674
1731
1791
1876
1943
2013
2086
2160
2240
1340
1384
1428
1474
1521
1583
1640
1697
1755
1815
1901
1969
2040
2113
2189
2269
1125
1162
1198
1236
1276
1327
1375
1423
1471
1523
1595
1651
1710
1772
1835
1902
969
1000
1032
1065
1099
1144
1185
1225
1267
1311
1372
1421
1471
1524
1578
1636
Central States Indemnity Company of Omaha
1212 N 96th Street
Omaha, NE 68114-2272
1-866-644-3988
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
949-1054
949-1054
995-1106
1040-1156
1085-1205
1129-1254
1173-1303
1215-1350
1256-1397
1300-1444
1340-1489
1380-1534
1419-1577
1457-1619
1491-1657
1524-2036
1108-1230
1108-1230
1162-1290
1214-1349
1266-1407
1318-1463
1368-1520
1418-1576
1468-1630
1517-1685
1564-1738
1611-1790
1657-1841
1700-1889
1740-1933
1778-2376
1328-1474
1328-1474
1390-1544
1453-1614
1515-1682
1578-1753
1643-1825
1708-1899
1776-1972
1838-2042
1899-2110
1956-2173
2012-2234
2064-2292
2112-2347
2158-2858
1379-1532
1379-1532
1440-1600
1498-1664
1558-1731
1619-1799
1685-1873
1751-1945
1819-2021
1879-2088
1939-2155
1994-2217
2048-2274
2097-2330
2146-2385
2190-2877
966-1074
966-1074
1008-1120
1049-1166
1090-1211
1135-1260
1180-1310
1226-1362
1274-1415
1316-1462
1357-1508
1397-1551
1433-1592
1468-1631
1502-1669
1532-2014
Colonial Penn Life
Insurance Company
111 East Wacker Drive
Chicago, IL 60601
1-800-800-2254
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
1060-1177
1098-1220
1146-1273
1195-1328
1246-1384
1298-1442
1351-1502
1407-1563
1463-1626
1521-1690
1581-1756
1642-1825
1705-1895
1770-1967
1804-2004
1838-2042
1358-1509
1411-1568
1470-1633
1530-1700
1592-1768
1655-1839
1720-1912
1788-1986
1857-2063
1928-2142
2001-2224
2077-2307
2154-2393
2233-2482
2282-2535
2331-2591
1556-1729
1617-1796
1680-1867
1746-1940
1814-2016
1885-2095
1959-2177
2036-2262
2116-2352
2200-2445
2288-2542
2379-2644
2475-2750
2576-2862
2649-2944
2729-3032
1387-1541
1445-1606
1509-1676
1574-1749
1643-1825
1714-1904
1788-1986
1864-2072
1945-2161
2029-2254
2116-2351
2208-2453
2304-2560
2405-2672
2478-2753
2558-2842
581-646
594-660
619-687
645-717
673-747
703-781
734-816
768-853
803-892
841-934
880-978
922-1024
966-1073
1013-1125
1050-1167
1070-1189
966-1073
994-1104
1030-1144
1068-1186
1108-1231
1151-1279
1196-1329
1243-1381
1293-1437
1346-1496
1402-1558
1461-1623
1523-1692
1588-1764
1637-1819
1674-1860
1178-1309
1232-1368
1287-1430
1345-1495
1406-1562
1468-1631
1533-1704
1601-1779
1672-1858
1747-1941
1824-2027
1905-2117
1991-2212
2080-2311
2143-2381
2184-2426
866-962
910-1011
961-1068
1014-1126
1068-1187
1125-1250
1184-1316
1246-1384
1310-1455
1377-1530
1447-1608
1520-1689
1597-1775
1678-1864
1736-1929
1800-2000
Combined
Insurance Company of America
111 East Wacker Drive
Ste 700
Chicago, IL 60601
1-800-544-5531
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
1053
1111
1172
1237
1305
1377
1432
1489
1548
1610
1675
1717
1760
1804
1849
1895
1652
1742
1838
1939
2046
2159
2245
2335
2428
2525
2626
2692
2759
2828
2899
2971
1156
1220
1287
1358
1432
1511
1571
1634
1700
1768
1838
1884
1931
1980
2029
2080
Equitable Life & Casualty Insurance Company
3 Triad Center
Salt Lake City, UT 84180
1-877-358-4060
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 – 99
Issue
Age
1389
1389
1403
1403
1423
1441
1455
1466
1474
1490
1500
1511
1518
1525
1534
1543-1670
1968
1968
1990
1991
2022
2049
2073
2092
2106
2130
2148
2164
2178
2188
2204
2219-2511
1386
1387
1403
1404
1426
1444
1461
1474
1482
1499
1513
1525
1534
1543
1553
1565-1766
Gerber Life Insurance Company PO Box 2271
Omaha, NE 68106-2271
1-877-778-0839
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
1040-1195
1075-1236
1123-1291
1160-1333
1196-1374
1230-1413
1262-1451
1292-1485
1320-1517
1344-1544
1364-1567
1383-1590
1401-1610
1417-1629
1433-1647
1448-1665
1498-1722
1547-1778
1613-1854
1667-1916
1722-1979
1775-2040
1827-2100
1877-2157
1922-2209
1965-2258
2003-2302
2040-2345
2076-2386
2110-2425
2142-2462
2175-2500
1256-1443
1297-1490
1352-1554
1396-1605
1443-1658
1488-1711
1532-1761
1575-1810
1614-1855
1650-1897
1684-1935
1716-1973
1747-2008
1777-2042
1805-2075
1834-2108
Globe Life & Accident Insurance Company
PO Box 2440
McKinney, TX 75070-9814
1-800-801-6831
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
807
871
933
992
1042
1095
1120
1126
1139
1149
1167
1177
1177
1177
1182
1182
1246
1324
1413
1505
1583
1659
1720
1742
1770
1793
1826
1857
1857
1859
1869
1869
1464
1537
1632
1723
1803
1878
1958
2035
2079
2115
2162
2204
2232
2260
2292
2328
1470
1548
1638
1732
1811
1888
1965
2043
2088
2125
2173
2217
2245
2272
2307
2342
Humana, Inc.
1611 Alderson Ave
Billings, MT 59102
1-406-238-7130
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80 & up
Attained
Age
1255-1864
1297-1927
1348-2003
1401-2082
1448-2152
1496-2224
1546-2299
1598-2377
1652-2457
1707-2540
1765-2626
1824-2715
1886-2807
1942-2891
1989-2960
2036-3416
1364-2027
1409-2095
1465-2178
1522-2264
1573-2340
1626-2419
1681-2500
1737-2585
1796-2672
1856-2763
1919-2856
1984-2953
2051-2053
2112-3144
2162-3220
2214-3715
1569-2333
1621-2411
1685-2507
1752-2606
1810-2694
1871-2785
1934-2879
1999-2976
2067-3077
2136-3181
2209-3289
2283-3401
2361-3516
2431-3621
2489-3708
2549-4280
1600-2380
1654-2460
1719-2558
1787-2659
1847-2748
1909-2841
1973-2937
2040-3037
2108-3139
2180-3246
2253-3356
2330-3470
2408-3588
2480-3695
2539-3784
2600-4367
746-1103
771-1140
800-1184
831-1231
859-1272
887-1314
917-1358
947-1404
979-1451
1011-1500
1045-1550
1080-1602
1116-1656
1149-1705
1176-1746
1204-2013
1050-1558
1085-1610
1128-1673
1172-1739
1211-1798
1251-1858
1293-1921
1336-1985
1381-2052
1427-2121
1475-2193
1525-2267
1576-2344
1623-2414
1662-2472
1701-2851
995-1475
1028-1524
1068-1584
1109-1646
1146-1701
1185-1759
1224-1818
1265-1879
1307-1942
1351-2008
1397-2076
1443-2146
1492-2218
1536-2284
1573-2339
1610-2698