Washington offers many options for seniors who need additional Medicare coverage. The majority of that eligible often suffer from numerous health issues and this necessitates additional insurance outside of what the government provides. Because of the significant amount of out-of-pocket payments required by traditional Medicare, a booming market of private-sector insurance products has grown up around the government programs. These Medicare-related insurance products are one of the fastest-growing segments of the U.S. health insurance industry overall. And they are the part of the market on which a smart consumer should focus his or her attention.
Company
Pre- X1
Health screen3
Standardized Benefit Plans & Costs
ASURIS NORTHWEST HEALTH2
1-866-704-2708
A
B
C
D
F
G
K
L
M
N
Age 65 and older
COLONIAL PENN
1-800-800-2254
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$151
$183
$203
$188
$71
$122
$165
$120
With a high deductible
No
Yes
$50
COLUMBIA MUTUAL LIFE
1-866-297-2372
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$142
$204
$171
Company
Pre- X1
Health screen3
Standardized Benefit Plans & Costs
FORETHOUGHT
1-877-492-5870
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$143
$193
$195
$161
$146
GERBER
1-877-778-0839
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$163
$228
$194
GLOBE LIFE
405-270-1400
A
B
C
D
F
G
K
L
M
N
Age 65 and older
Yes
Yes
$93
$150
$174
$175
GOVERNMENT PERSONNEL MUTUAL
1-877-778-0839
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$146
$201
$204
$167
$148
HUMANA
1-800-498-1264
A
B
C
D
F
G
K
L
M
N
Age 65 and older
Yes
Yes
$158
$172
$198
$202
$94
$132
$124
With a high deductible
Yes
Yes
$77
KPS HEALTH PLANS
1-800-552-7114
A
B
C
D
F
G
K
L
M
N
Age 65 and older
Yes
Yes
$125
$232
$81
$131
MUTUAL OF OMAHA2
1-800-667-2937
A
B
C
D
F
G
K
L
M
N
Age 65 and older
No
Yes
$145
$204
$183
$213
$194
$182
$170
PREMERA BLUE CROSS2 1-800-752-6663
A
B
C
D
F
G
K
L
M
N
Age 65 and older
Yes
Yes
$137
$171
$135
With a high deductible
Yes
Yes
$73