In New York, there are many companies that offer competitive pricing and rates for Medicare Supplement Insurance. Once the Medicare deductible is met, Medicare will cover 80 percent of the Medicare-approved amount of any given medical cost. The remaining 20 percent is the responsibility of the beneficiary. Medicare beneficiaries can purchase a Supplement Plan, also known as a Medigap, to cover the unmet 20 percent—and other costs.
Medigap plans are offered by private insurance companies and only pay when Medicare pays.
Here is a list of Medicare supplement plans available in the state of New York…
For carrier contact information, selectthis link
Pre-Ex Wait (months)
Benefit Plan Offered
A
B
C
D
F
F+
G
K
L
M
N
Aetna Life Insurance Company
(Individual)
6
X
X
X
American Progressive Life & Health Insurance Company of New York
(Individual)
6
X
X
X
X
X
X
Bankers Conseco Life Insurance Company
(Individual)
0
X
X
X
X
X
X
X
X
X
CDPHP Universal Benefits, Inc. (CDPHP)
(Individual)
0
X
X
X
X
Empire HealthChoice Assurance, Inc.
(doing business as a Empire BC (Albany Region)
& Empire BC/BS (All Other Regions))
(Individual & Group)
6
X
X
X
X
X
X
Excellus Health Plan, Inc.
(doing business as Excellus BlueCross BlueShield)
(Individual & Group)
6
X
X
X
X
X
Excellus Health Plan, Inc.
(doing business as Univera Healthcare)
(Individual & Group)
6
X
X
X
X
X
First United American Life Insurance Company
(Individual & Group)
2
X
X
X
X
X
X
X
X
X
X
Group Health Incorporated (GHI)
(Individual)
6
X
X
X
X
Hartford Life Insurance Company
(Group)
6
X
X
X
X
X
X
HealthNow New York Inc.
(doing business as BlueShield of Northeastern New York)
(Individual)
6
X
X
X
X
X
X
X
HealthNow New York Inc.
(doing business as BlueCross BlueShield of Western New York)
(Individual)
6
X
X
X
X
X
X
X
HealthNow New York Inc.(Individual)
6
X
X
X
X
X
X
X
Humana Insurance Company of New York
(Individual)
3
X
X
X
X
X
X
X
Mutual of Omaha Insurance Company
(Individual)
6
X
X
X
X
X
X
X
State Farm Mutual Automobile Insurance Company
(Individual)
0
X
X
X
X
Sterling Life Insurance Company
(Individual)
0
X
X
X
X
X
Transamerica Financial Life Insurance Company
(Group)
6
X
X
X
X
X
X
X
X
X
X
UnitedHealthCare Insurance Company of New York
(American Association of Retired Persons)
(Group Association)
6
X
X
X
X
X
X
X
Medicare Supplement Insurance Carrier
Pre-Ex Wait
(months)
A
B
C
D
F
F+
G
K
L
M
N
Benefit Plan Offered