Every Medigap policy must follow Federal and state laws designed to protect you, and the policy must be clearly identified as “Medicare Supplement Insurance.” Medigap insurance companies in most states—including Nevada—can only sell you a “standardized” Medigap policy identified by letters A through N. Each standardized Medigap policy must offer the same basic benefits, no matter which insurance company sells it.
Phone Number
Pre-exclusion
Wait (Months)
A
B
C
D
F
G
K
L
M
N
Aetna Life Insurance Company
1-800-345-6022
6
1,535
1,698
1,925
1,554
1,232
American Republic Corp Insurance Company
1-888-755-3065
0
1,188
1,539
Colonial Penn Life Insurance Company
1-800-800-2254
0
1,705
2,016
2,202
2,027
886
1,405
1,802
1,278
528
Combined Insurance Company of America
1-800-544-5531
0
1,351
1,930
1,351
Equitable Life & Casualty Insurance Company
1-877-358-4060
0
1,646
2,198
1,640
Gerber Life Insurance Company
1-877-778-0839
0
1,070
1,508
1,293
Globe Life and Accident Insurance Company
1-800-801-6831
2
1,001
1,476
1,650
1,667
Heartland National Life Insurance Company
1-800-373-4000
0
1,215
1,529
1,771
1,554
1,430
1,232
Humana Insurance Company
1-888-310-8482
3
1,528
1,661
1,911
1,950
906
1,277
746
Liberty National Life Insurance Company
1-800-331-2512
2
1,429
1,986
2,249
1,715
474
Medico Insurance Company
1-800-228-6080
0
1,174
1,577
1,722
Physicians Mutual Insurance Company
1-800-228-9100
0
909
1,618
1,237
965
486
Royal Neighbors of America
1-866-845-6665
0
1,621
2,381
1,909
SecureHorizons by UnitedHealthcare
1-800-768-1479
0
1,389
1,925
1,759
894
1,256
1,348
655
Sentinel Security Life Insurance Company
1-800-247-1423
0
1,256
1,383
1,713
1,477
1,754
Standard Life and Accident Insurance Company
1-888-350-1488
0
2,084
2,373
2,698
1,626
2,218
1,638
1,070
323
State Farm Mutual Automobile Insurance Co.
1-866-855-1212
0
1,712
2,582
2,608
Sterling Investors Life Insurance Company
1-877-896-6434
0
1,417
1,653
1,982
1,734
2,035
1,744
1,562
1,424
800
Sterling Life Insurance Company *
1-800-688-0010
0
1,745
2,034
2,047
1,952
875
1,486
Thrivent Financial for Lutherans
1-800-847-4836
0
1,206
1,427
1,848
1,589
1,854
1,634
1,140
1,443
606
United American Insurance Company
1-800-331-2512
2
1,773
2,584
2,933
2,770
2,946
2,782
1,614
2,275
2,298
652
UnitedHealthcare Insurance Company
1-800-523-5800
3
1,339
1,781
2,045
2,057
814
1,137
1,428
United of Omaha Life Insurance Company
1-800-667-2937
0
1,264
1,832
1,557
1,456
USAA Life Insurance Company
1-800-531-8722
0
1,773
2,387