New Jersey’s Department of Insurance regulates additional plans other than standard Medicare options. Original Medicare pays for many, but not all, health care services and supplies. A Medicare Supplement Insurance policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles. Medicare Supplement Insurance policies are also called Medigap policies.
Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
You have to pay the premiums for a Medigap policy.
For Beneficiaries 65 And Older
Medicare Supplement Coverage Sold In New Jersey
AARP (issued by United Healthcare)
American Progressive Life & Health Insurance Company Of New York
United of Omaha life
Sterling Life Insurance Company
Humana Insurance Company
Horizon Blue Cross Blue Shield of New Jersey
Gerber Life Insurance Company
Genworth Life And Annuity Insurance Company
Forethought Life Insurance Company
Family Life Insurance Company
Colonial Penn Life Insurance Company