“Just a tip. HII doesn’t sell the insurance, it just runs the financial accounts. I bought a STM plan that is billed though HII and after talking to my accountant a few of the issues were made clear. The STM plans do come with a 1095 B for taxes. If you do contact HII to cancel, there is an online option to just click the coverage you want to cancel and it is done. The insurance isn’t a scam, it is short term medical and is useful for people that don’t make the healthcare.gov deadlines, need additional coverage or are between jobs….It’s pretty sad the BBB reports HII as D+ as they are just a payment company.”